Most of us change when it's too late. The pain of missing out on what would have been yours if you had worked hard is 100 times worse than you think.
Can others "cash" your word?” Put another way, when you say something, is it money in the bank or will that check bounce? If people can cash your word, your credibility score goes through the roof. Your credibility score is like your credit score—it’s a running record of every commitment you have made over the years.
Do what you say ALWAYS. Keep your word ALWAYS. When your credibility score goes up, others believe in you, and you believe in yourself even more. Confidence grows. Wins pile on top of wins.
Do your habits change once you become a million-dollar earner? Or do you become a million-dollar earner because your habits changed long before you got there?
You may be in a place where your income isn't reflecting your habits. If so, stick with your habits and work on building your skills and strategies.
More like re-reading The Obstacle is the Way by Ryan Holiday. I underlined half the book! I loved seeing the quote from Andy Grove, the former CEO of Intel, about dealing with adversity. "Bad companies are destroyed by crisis. Good companies survive them. Great companies are improved by them."
Find a way to add a zero to your net worth over the next two years. There's plenty of crises in the world now. Your job is to find the opportunity, solve an important problem, and reap the financial rewards.
Not living in California! You know how hard that is for me to say since I moved to California at age twelve, and it gave me more than twenty phenomenal years. But bad policies drive innovators out and attract those who love entitlements.
Stay paranoid and keep a watchful eye out for bureaucrats and aristocrats in your company, your local government, and any organization you're a part of.

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